The Fund Grade · free · no account needed
Morningstar rates funds on what they returned. We grade them on where their money sits today: how much of the book overlaps with the converged buys of the top specialist stock pickers.
Fundprints Fund Grade · as of 2026-10-01
Inspire 100 ETF
#60 of 500 graded active funds · blend · mid segment peer group
The point · specialist footprint
BIBL puts less of its book behind proven specialists than 63% of graded funds.
Bottom 20%
● Bottom 40%
Middle
Top 40%
Top 20%
That has mattered: over the past 2.7 years, funds with this little specialist backing trailed top-rung funds by about 3.8% per quarter and beat the S&P in only 22% of fund-quarters. If it also charges an active fee, the higher-graded alternatives deserve a look.
10,000+ funds tracked · the graded specialists among them drive every read
You pay 0.41% a year for a A.
The grade scores this fund's specialist share, the slice that overlaps what the top 1% of proven funds are building. We ignore index ballast and names outside our edge on purpose: that slice is small, and it's what decides the outcome.
BIBL vs the Honor Roll · share card ↗Conviction exposure
17%
of the book in specialist-converged names
Late-stage weight
24%
of the book in Crowded or Fading names
Active share
91.6%
how far it strays from the index
The best grades have beaten the worst by about +5% a year since we began grading. The gap held in 9 out of 10 months. Measured on filings as they were published, no hindsight.
Inside the book: top names by stage · as of 2026-10-20
We email you the day it crosses 50% crowded, and where you stand every month.
Graded monthly from point-in-time filings. A description of where the money sits, not a recommendation. Evidence, not advice.
The read · what to do with it
BIBL earns an A grade and ranks 60th out of 500 graded funds, with specialists backing 17% of the portfolio at a reasonable 0.41% fee. The early story here is KLAC and ANET, where proven specialists are still building positions. The concern is CAT at 8.8% of the fund, the single largest holding, where specialists are actively leaving.
→ Watch CAT closely given its 8.8% weight and Fading stage, the largest specialist exit in the fund.
→ KLAC and ANET are Emerging and Early Conviction stages, worth noting as the fund's strongest forward-looking signal.
Support leaving these positions
Read from today's disclosed book. Evidence, not advice.